Frequently Asked Questions About Accident & Injury
Q: How do I know if I have a good case?
A: Talking to an experienced personal injury and auto accident attorney is the best way to evaluate the merits of your claim. At the Law Office of Nathan G. Frazier, we offer a free, no obligation evaluation of your claim and will tell you whether your case has merit. There is no obligation to you whatsoever for this free consultation.
Q: What if I have a good case but can’t afford legal fees?
A: We take most auto accident and other injury cases on a contingency fee basis, which means you don’t owe us any fees up front and only pay if and when we obtain compensation for you. Our fee is then a percentage of what we collect on your behalf.
Q: How much do you think my claim is worth?
A: It is, of course, impossible to answer this question before investigating your claim; however, we may be able to give you a likely range based on the facts and merits of the circumstances surrounding your accident. For example, some factors that determine the value of a personal injury or auto accident claim include how serious the accident was, how severe the injuries, whether the injuries are permanent or temporary, whether the injured party was an income earner or supporting others, the cost of medical treatments, whether there was or is pain and suffering, whether negligence was involved, whether lifelong care will be involved, etc. etc. Please feel free to call or e-mail us and we would be happy to give you the benefit of our experience and offer you a free, no obligation consultation and provide a realistic estimate of what your case might be worth.
Q: The insurance company representative says I don’t need a lawyer. Is this true?
A: Insurance company representatives are paid to represent the insurance company’s best interest and to minimize their payouts. We highly recommend that you have a personal injury lawyer looking out for your best interests. In fact, we usually suggest that our clients not even talk to insurance companies until they have an experienced lawyer representing them.
Q: What if the person who caused the accident doesn’t have insurance?
A: That person is still liable for the full extent of any damage they have caused. This means that could have their house and car seized and wages garnished in order to satisfy a judgment against them.
Q: What if I don’t have any health insurance? How will my medical bills get paid?
A: If you are involved in an auto accident in Louisiana, one of the auto policies will pay for your medical expenses. If this is not an auto accident, many times medical bills can still be paid, which may become part of your claim.
Q: My medical bills and loss of income are way more than the insurance coverage of the party who was at fault. Also, the person has no other money. What’s the point of hiring an auto accident attorney? Why wouldn’t I just settle for whatever I can get?
A: It is almost always a mistake to accept a settlement without consulting an injury attorney. In the event that the at-fault driver’s insurance coverage is less than the value of your claim, you may be able to recover additional monies from your own insurance company or other sources. However, once you settle, you may lose your right to pursue. Talk to an experienced injury and auto accident attorney first.
Q: Will I have to go to trial to collect what is due to me or can we settle out of court?
A: Sometimes. While the majority of accident claims we handle do settle without having to go to court, the more prepared we are for trial, the better your settlement, and the more likely are the chances the other side will want to settle.
Q: How soon can we begin settlement negotiations? I need money NOW.
A: Usually it is not a good idea to begin any negotiations until you have completely recovered from the accident and have a clear idea of the extent of any permanent injuries and/or disability and/or ongoing needs. Unanticipated medical bills, additional income loss, ongoing pain and suffering can make an early settlement into a big mistake. In order to maximize your recovery, the full extent of your injury, losses and suffering must be known. However, we will do everything possible to expedite matters and prepare your case for settlement as soon as practical.
Q: How soon after the accident do I have to file a claim?
A: Generally, you have only one year from the time of injury in which to file a claim. It is important to consult us as soon as possible to ensure that you do not lose your rights to bring a claim.
Q: Why should I choose Attorney Nathan G. Frazier to represent me?
Unlike the other firms with dozens of attorneys where many different attorneys may be handling different aspects of your case, Nathan G. Frazier will be involved in your case from start to finish. This allows him become an expert about every facet of your case. This offers a decided advantage at trial, where personal knowledge of a case allows him to be the most persuasive.
If you or a loved one has a personal injury or auto accident claim in Louisiana, call (337) 981-3577 today for a FREE CONSULTATION, or e-mail us. We are dedicated to protecting your rights and obtaining full and fair compensation for you.
The law office of Nathan G. Frazier is located in Lafayette, Louisiana and provides legal representation to clients throughout Louisiana, including the cities of Lafayette, Abbeville, Breaux Bridge, Church Point, Crowley, Franklin, Opelousas, New Iberia and Rayne and throughout Lafayette Parish, St. Martin Parish, St. Landry Parish, Acadia Parish, Vermilion Parish, Jeff Davis Parish and St. Mary Parish.
Legal Disclaimer
This website does not offer you legal advice nor does it constitute the creation of an attorney-client relationship. This website contains general information and is no substitute for talking to a licensed attorney. If you need legal assistance, you must call and speak to me or another licensed attorney in your area as soon as possible. Many legal actions and defenses are subject to strict time limits so you must act quickly to protect your rights.